How To Lower Your Insurance Premiums

How To Lower Your Insurance Premiums

Auto insurance is something which many South African drivers are now finding a necessity thanks to increasing repair prices on their vehicles. However, the insurance itself can also be fairly expensive. The good news is that it is possible to find ways reduce the monthly premiums on your car insurance. There is a tendency for insurance premiums to increase every year, this is largely attributed to fraudulent activities which some individuals participate in to lower the amount they pay. There are, however, several circumstances where insurance premiums can be reduced legally. If you plan properly, then your auto insurance need not be as expensive as you might expect it to be.

One factor which heavily influences how much you will pay for your auto insurance is the frequency with which you actually use your vehicle. If you drive your car every day then you will be more at risk of being involved in some sort of accident because there is more opportunity for it to happen. On the other hand, if you use your car sparingly, you are less at risk of getting into an accident and so you will be able to get a lower insurance premium. This is because at the end of the day, auto insurance providers want to turn a profit and that means protecting their investment by charging more for riskier people. You can reduce your monthly premiums by walking short distances instead of driving and by using public transport where available.

The security surrounding your car also have an impact on your auto insurance premiums. Once again it is ll about the risk factor. The number of car thefts is ever increasing and your insurance provider will want to know how you are going to prevent your car from being among them. If your car has built in security features such as an alarm, a steering wheel lock, or if you keep it in a secure location such as a lock-up then you can expect to pay less for auto insurance.

Finally, once you have taken steps to reduce how much risk you present, get lower monthly insurance premiums by comparing as many different policies as possible to make sure you are getting the very best deal. We are here to help you with exactly that! We cover a number of different providers and we will provide the best deals available for at a glance comparison. Do not pay over the odds for auto insurance in South Africa. Check out our comparison service today.