Sourcing online car insurance quotes in South Africa

Sourcing online car insurance quotes in South Africa

While only roughly a third of cars in South Africa are covered by an auto insurance policy, drivers are beginning to realise the importance of insuring their car if they’re going to be out and about on our roads. However, while major cities such as Johannesburg, Capetown, and Pretoria provide a number of walk-in options for auto insurance, many smaller cities don’t. Fortunately, it’s now possible to obtain a car insurance quote for your car using your computers.

What is a car insurance quote?

A car insurance quote is a service offered by insurance providers who are interested in becoming your insurance provider. By providing an insurance provider with basic details about yourself and about the type of car that you drive, you’ll be able to receive an estimated cost of how much it will cost to insure you. It’s always a good idea to shop around not only to get an idea of the sorts of fees that you might be charged, but also what’s involved in a typical auto insurance policy. Note that insurance quotes are obligation free, and should also be cost fee.

How to source a vehicle insurance quote online in South Africa

Sourcing an online insurance quote for your car is as simple as searching for a particular insurance provider, or for an insurance provider comparison website, and filling in your details on the web form provided. Note that these forms won’t usually require personal or financial details, so there’s no need to be concerned about identity theft. Most often you’ll be asked to provide information such as your age, the type of driver’s licence you have and when it was obtained, the make and model of your car, and any modifications made to it. You might also be asked to provide information about whether your car is fitted with devices such as a stereo, and about where your car is parked at night. Once you’ve filled in these details, simply click on the “get quote” button, and you’ll be given an estimated price for a basic insurance policy.

Tips for comparing online car insurance quotes

While some insurance quotes will come back cheaper than others, it’s always a good idea to check why this is. Not all insurance policies will over the same amount of coverage, and some will charge a higher excess fee than others. It’s also important to bear in mind that any quotes given are only a general guideline, and that the figure quoted may change when you speak to a customer service representative. For example, if you have a state-of-the-art security system, tell this to the insurance company, and you may find that the cost quoted may drop as a result. Similarly, if you already have an existing insurance policy, such as a home insurance policy, with a given insurance provider, you may be offered a customer loyalty discount for “bundling” together two policies.