The Top Car Insurance Companies in South Africa
Selecting a car insurance provider in South Africa can be quite daunting, particularly if you live in a big city such as Johannesburg or Capetown, as there are so many options that it can be difficult to make an informed choice. This is particularly the case if you aren’t aware of which auto insurance providers are well-regarded, and which are less than reputable. To help you get started, we’ve done the work of narrowing down the myriad vehicle insurance providers to just a few of the big names. Take the time to source quotes from each of these providers, and you should have a good idea about the type of auto insurance policy is right for you, as well as the coverage it should offer, and what it will cost you.
OUTsurance is right out there as one of the biggest automotive insurance providers in South Africa. Launched in 1998, the company offers household insurance as well as car insurance to Self Africans, and is well known for its catchphrase “You’ll always get something OUT”. The company is an approved financial services provider, and is also a member of the FirstRand Group, making it a reputable choice with which to start your car insurance search. The company offers a range of specially tailored auto insurance premiums that are known for being low cost, and also pays out cash bonuses for drivers who remain claim-free. Excesses are fixed, and premiums are also fixed over a twelve month period.
Auto & General
Auto & General is another good choice for those looking to take out insurance on their car. Launched in 1985, the company has been a key player in the South African sort-term insurance market. The company prides itself on its excellent customer service provision, and guarantees a personalised service with minimum wait times. Its automotive insurance policies also come with 24-hour emergency assistance in the event of an accident or breakdown.
Dial Direct Insurance
Dial Direct has been in business since 2003, and to this day continues to emphasise its mantra of offering more value for money than other car insurance providers. The company continues to work to offer extremely low insurance premiums and excellent customer service, and like OUTsurance, also offers a rewards system for customers who don’t make a claim on their insurance policy.
Budget Insurance Brokers
Budget Insurance Brokers is an excellent insurance choice for the thrifty-minded driver, and continues to offer some of the lowest premiums in the business. Budget Insurance is formidable in South Africa due to the demand for low-cost insurance, but like any low-cost option, it’s always a good idea to check the fine print to make sure that you’re content with your coverage.
All of the above a great place to start your search for the online insurance provider who will best suit your needs, and your budget. Bear in mind, however, that it’s always a good idea to get a quote from more than one provider, and that you should make sure that you understand every component of the policy before signing on the dotted line.