Even your bicycle or mountain bike needs to be insured these days. So whether you are a weekend cyclist or a serious MTB fanatic, we know how concerned you are about your bike’s condition and its ability to help you perform come race time. Modern MTBs and roads bikes can cost a small fortune – it’s not the sort of item you want to replace unnecessarily! Insuring your prized MTB* or racing bicycle will provide you with peace of mind – and the confidence to ride solo in low-traffic areas!
Bike Insurance will cover you against theft, fire, accidental damage and you will be covered not only while training but also during and en-route to the races. So whether you’re a weekend rider or a multiple-Epic enduro rider, chances are that your XC MTB, all-mountain or trail bike is your pride and joy. Top of the range carbon fibre full-suspension rigs are not within everyone’s reach, but even aluminium mountain bikes cost a bundle these days. And the high-end bikes are increasingly being targeted by robbes. Places like the Rhodes Memorial and the Table Mountain contour path are far from safd these days and increasing numbers of riders are getting robbed of their top-end machines.
Beyond the high incidence of bike theft and robberies, there is also the transportation risk. Bikes on those transportation racks can come off at a speed of 120km/h and land up a mangled mess at the end of that crash. Probably not as prevalent is the likelihood of reversing into something with your bicycle strapped to your Thule bike rack, or driving into an underground parkade with the bike strapped to your roof racks. Crunch and ouch!!!